Fees & Disclosures

THE FOLLOWING FEES APPLY TO ALL OF YOUR ACCOUNTS WITH US:

Account Research Time

$40 per hour

Thumbprint Touch Pads

$4.50 each

Thumbprint Decals

$3.50 Each

Charge-Back Items

$3.00 Per Item

Deposit Slip Books With Carbons

$4.60 Per Book

Special Cut-Off Statements with Checks

$5.00 Per Statement

Photocopies

$1.00 per Copy

Transaction Listings

$1.00 per transcript*

Subpoenas for Bank Records

$40 per Hour and $1 per Copy

Currency Gift Envelopes- Non-Depositor

$0.50 each

Currency Bands

$4.50 per pack of 1,000

Counter Checks

$0.25 each

Counterfeit Money Detector Pen

$4.50 each

Coin Wrappers- Cartridge

$20.00 for 1,000

Coin Wrappers- Flat

$4.50 for 1,000

Collection Items Sent Out:

$10.00 per Item

Collection Items Received

$10.00 per item

Bag, Zipper (Non-Locking)

$3.50 each

Bag, Zipper (Locking)

$15.00 each

Charge-Back (Same-Customer)

$20.00 per Item

Account Reconcilliation

$40.00 per Hour

Collection Items Sent Out

$10 per item

Garnishment/Levy Processing

$50.00 per service

 

THE FOLLOWING FEES APPLY TO ALL OF YOUR ACCOUNTS WITH US EXCEPT CERTIFICATES OF DEPOSIT

Internal Telephone/Account Transfers

$2 per transfer

Domestic Wire Transfers Charged to your Account

$10 per wire transfer

Foreign Wire Transfers Charged to you Account

$47.50 per wire transfer

ACH Origination Return Fee

$3.00 per item

ACH Origination Batch Fee

$5.00 per batch, $.07 per item

Stop Payment Orders

$20 per item per 12-month term

Stop Payment Renewals

$20 per item per renewal

Account Watch/Check Watch

$15 per item per week

Continuing OD Fee
   (con't OD/Account Closing Fees)

$4 per calendar day

FDIC Insurance premium Pass-through

our cost

Uncollected Funds Items

$5 per item

MasterCard/Visa Merchant Processing

varies with processing type, number of
transactions and size of transactions

Account closing Fee for OD Accounts
   (con't OD/Account Closing Fees)

$93.45

Savings Account Early Closing Fee

$15 for any savings account closed within
the first three months after opening

Negative Monthly Average Collected Balance OD Fee

$1.50 per $100 of negative
average collected balance

Clearing Items Inquiries

50¢ per inquiry

Balance Inquiries

50¢ per inquiry

Personalized Checks

Varies - call for info

Overdraft Fee/Non-Personal Accounts

$35 per overdrawing item

Overdraft Fee/Regular Personal Accounts

$30 per overdrawing item

Returned Item Fee/Non-personal Accounts

$35 per returned item

Return Item Fee/Regular Personal Accounts

$30 per returned item

 

MISCELLANEOUS FEES AND CHARGES

Money Orders (for depositors)

$1 per item

Cashier's Checks (for depositors)

$3 per item

Currency Processing

25¢ per strap

Rolled Coin Processing

5¢ per roll sold

Coin Processing (deposits)

2.0% of amount received

Coin Processing (exchange)

5.0% of amount received

Copies

25¢ per page

Fax Services

$1 per page

Notary Services - for Customers Only

No Charge

Safe Deposit Boxes

Varies - call for info

Check Imaging

50¢ each

Online Statement Copy

$1 each