The Small Business Administration provides First State Bank the opportunity to assist independent owner-operated businesses. First State Bank is one of a few local lenders in Kansas City with authority to participate in the SBA Express Loan Program. This program allows limited paperwork and an accelerated turnaround approval process.
There are a variety of other loan programs available: Low-Doc Program, 7a Guaranteed Loan Program and the SBA 504 Loan Program. These programs allow loan customers to tailor the loan program to meet their company needs.
First State Bank has the tools to assist you throughout the loan process from application to closing. The eligibility requirements and credit criteria are very broad and allow First State Bank to accommodate a wide range of financing needs.
For more information on the Small Business Administration , visit their web site at www.sba.gov.


