Individual Retirement Accounts (IRA's) were originally designed as a plan set up for the benefit of a person to save for retirement. Although IRA's are an excellent tool for retirement, the original design has been expanded to also allow saving for education, medical expenses, or a first-time home purchase. Unlike most investments, depending on the type of IRA you choose, contributions may be tax deductible and will grow either tax-deferred or tax-free.

We offer Traditional, Roth, and SEP IRA's, and Coverdell Education Savings Accounts (formerly Education IRA's). All of our accounts offer:

• No Set-Up Fee
• No Annual Fee
• $100.00 Minimum Opening Deposit
• Fixed Rate and Variable Rate C/D Investments
• Penalty For Early Withdrawal
• FDIC Insured

It is important that you discuss your retirement needs with your tax advisor. When you determine which plan is right for you, contact a customer service representative to establish your IRA.

Click here to check rates. For rates on accounts greater than $95,000, please call one of our customer service representatives.

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