At First State Bank, every customer is unique, and we believe in tailoring financial products to meet the needs of our customers. First State Bank concentrates on service. We will promptly review your loan application and reply to you in a timely manner. For an application to complete and mail, fax or bring in with you, click here. (*See our Insurance Disclosure below.)

Home Equity (HELOC)

If you are like most of us, one of your greatest assets is your home. The opportunity to utilize this asset to its fullest value is available through our Home Equity Line of Credit. You can use the money for personal expense, home improvements, college expenses, investments or any other purpose you might have in mind. In addition to this convenient benefit, the interest you pay may be tax deductible. You should contact your tax consultant for personal advice.

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Car Loans (New & Used)

With the prices of new and used cars increasing, purchasing a car can be ever so difficult. Simplify the process with a loan from First State Bank. Our fixed-rate, simple-interest loans can take some of the burden out of the process. To help determine the value of your car or any new car purchase visit the N.A.D.A. website at www.nada.com. Call a friendly First State Banker for our competitive rates and terms.

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Real Estate Loans

Home lending should meet each individual's specific needs. That is why we at First State Bank understand that personalized one-on-one attention is critical in helping you with one of the most important decisions you will make. Purchasing or refinancing your home is often a complex and time-consuming process. Our goal is to provide the service and loan products that will ease this process. For a residential real estate loan application to complete and mail, fax or bring in with you, click here. (*See our Insurance Disclosure below.)

In an effort to offer the most competitive interest rates and tailored loan products to meet your personalized needs, we have partnered with Mortgage Investment Services Corporation. Mortgage Investment Services will help you through this maze of home financing. For more information, visit their web site at www.mischomeloans.com/CorrHomePage.htm.

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Credit Repair Loans

We understand that people often have problems and make mistakes. Not all of us have a perfect credit history. For those people who are serious about re-establishing their credit track record, we can help. Contact a First State Banker for the opportunity to improve your credit history starting today.

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Insurance Disclosure
If you elected to purchase an insurance product or annuity from us, you should know the following: 1) The insurance product or annuity IS NOT a deposit or other obligation of, or guaranteed by, the bank or an affiliate of the bank; and 2) The insurance product or annuity IS NOT insured by the FDIC or any other agency of the United States, the bank or an affiliate of the bank.

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* Adobe Acrobat or Acrobat PDF Reader is required in order to view the applications on this page. To download a FREE copy of the PDF Reader, click the following link: http://www.adobe.com/products/acrobat/readstep2.html

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