All businesses look for opportunities to improve cash flow. With First State Bank Lock Box service you can reduce mail and labor costs, while leaving more time to build your business.

You direct your customers to send their payments to a Post Office Box controlled by the Bank but in your company name. A bonded Bank messenger will collect the mail daily, and all checks are deposited into your account the same day with no early cut-off time. Copies of deposit slips, checks, invoices and other correspondence are made available to you that same day. Funds from the collection of your accounts receivable are available more quickly and more dependably.

Monthly fees can be offset with compensating deposit balances.